Delay in Nightly Settlement Transfers – Industry-Wide Banking Issue - 03/03/2026

Incident Report for Zift

Resolved

FedACH services have been fully restored by the Federal Reserve, and all delayed settlement files are now being processed. Merchants can expect their pending funds to be deposited as the banking system clears the backlog from today's earlier outage. For more information on the Fed outage visit https://www.frbservices.org/app/status/serviceStatus.do

We are continuing to monitor the situation with the Federal Reserve.
FedACH services have been restored, and the Federal Reserve is now clearing a large backlog of today's delayed settlements. While funds are now being distributed, some merchants may still see delays as the banking system attempts to catch up. Thank you for your understanding as we continue to monitor this situation.
Posted Mar 03, 2026 - 14:16 EST

Monitoring

March 03, 2026 12:00 PM Eastern Time

Status: Monitoring
Environment: Production
Affected Component: Transfers / Funding

We are aware of an industry-wide issue caused by the Federal Reserve settlement network multiple financial institutions, which is causing delays in nightly settlement transfers.

Impact:
Some merchants may experience delays in receiving expected funding from prior-day settlement activity.

Transaction processing, authorization, and capture services remain fully operational. This issue is limited to the timing of fund transfers to bank accounts.

We are actively monitoring the situation with the Federal Reserve and will provide updates as additional information becomes available.

For the latest updates and information directly from the Federal Reserve about this issue please visit: https://www.frbservices.org/app/status/serviceStatus.do

Thank you,
Zift Team
Posted Mar 03, 2026 - 12:33 EST